The chimney, considered

Masonry Chimneys in Older Del Mar Homes

A brick chimney is often the most handsome thing on an old cottage roofline. It is also, structurally, the part of the house least able to move with the rest of it when the ground shakes.

Many of Del Mar’s older houses were built with a masonry fireplace and a chimney of brick or block rising through the roof. Some still draw well on a cool evening. Others have been capped, converted to gas, or left alone for decades. Whatever their use, they share a structural trait worth understanding: a tall, heavy, stiff column attached to a light, flexible wood house.

This entry is about that trait, what current rules ask of new masonry chimneys, what the state’s retrofit program says about older ones, and how owners in Del Mar might think about the choices.

Why a chimney behaves differently

A wood-framed house sways and flexes in an earthquake. A masonry chimney does not flex much. It is heavy, and most of its weight sits well above the ground. When the house and the chimney try to move differently, the connection between them, and the chimney’s own mortar joints, take the strain.

The parts most at risk are usually above the roofline, where the chimney is tallest and least supported, and at the points where it meets the roof and floors.

The County’s 2023 hazard annex for Del Mar rates earthquake as a high-significance hazard: extensive in geographic reach, severe in potential magnitude, and likely in probability. That rating is the context for any chimney conversation in the city.

What current code expects of new masonry chimneys

The California Residential Code, Chapter 10, sets prescriptive rules for masonry chimneys. For homes assigned to the higher seismic design categories, a classification determined for each site under the code, two provisions stand out:

  • Reinforcing. Section R1001.3 requires masonry or concrete chimneys in Seismic Design Category C, D0, D1 or D2 to be reinforced. For chimneys up to 40 inches wide, four continuous No. 4 vertical bars are required, with more added for wider chimneys or additional flues, and horizontal ties at 18-inch spacing.
  • Anchorage. Section R1001.4 requires those chimneys to be anchored at each floor, ceiling or roof line more than 6 feet above grade, unless the chimney is built entirely within the exterior walls. The code describes two steel straps embedded in the chimney and fastened to at least four joists with bolts.

Other sections cover the footing, which has to be at least 12 inches thick and extend at least 6 inches beyond the chimney’s face on all sides, the wall thickness, the flue liner, and the height above the roof.

None of this applies retroactively to an existing chimney just because it is old. It does describe what a well-built masonry chimney looks like today, which is a useful yardstick for an older one.

What the state’s retrofit program says about older ones

The California Residential Mitigation Program, which runs the Earthquake Brace + Bolt program, has a page devoted to chimneys and fireplaces. It notes that chimneys built before January 1, 1995 are more susceptible to collapse in an earthquake, and that a falling chimney can injure people or pets and damage surrounding property.

The program describes the options plainly. Some chimneys can be judged acceptable if certain criteria are met, such as appropriate mortar, vertical reinforcement and anchor straps, limited cracking, and suitable height. For the majority of unreinforced masonry chimneys, it says, the safest retrofit is to remove all or part of the chimney. It also flags interior masonry and stone veneer around fireplaces as a falling hazard in its own right, and points readers to FEMA guidance for more detail.

Signs worth noting from the ground and the attic

You can learn a fair amount without climbing on the roof:

  • From the yard. Does the chimney lean or bow? Are there open joints, missing bricks, or a crown that is cracked or crumbling?
  • At the roofline. Is flashing pulling away, or is there staining on the siding below?
  • Indoors. Cracks in the firebox or hearth, gaps between the fireplace surround and the wall, or water staining around the chimney on ceilings.
  • In the attic. Can you see any metal straps tying the chimney to the framing? Is daylight visible around it?
  • In the crawl space. Is the chimney footing visible, and is it cracked or separated from the perimeter foundation?

A chimney that has shifted relative to the house, or a footing that has settled, can also be part of a wider foundation story, which is one reason it belongs in a foundation inspection of an older home.

The choices owners weigh

Owners usually end up choosing among a few paths, each with trade-offs:

  1. Keep and evaluate. Have the chimney assessed and, where appropriate, repaired, braced or anchored.
  2. Partial removal. Take the chimney down to below the roofline and finish the roof, sometimes with a lighter flue for a gas or wood insert.
  3. Full removal. Remove the chimney and fireplace, with the foundation and framing repaired where it stood.
  4. Replace with a lightweight system. Remove the masonry and install a listed factory-built chimney.

Whichever path, it often makes sense to pair the work with any seismic retrofit of the house itself. Our earlier note on seismic basics for older Del Mar homes explains why the sill and the chimney are separate scopes.

Design review and the roofline

In Del Mar, a chimney is part of a house’s exterior profile, and changes to it may touch design review. The City’s resident handbook says some projects are exempt, including repair, restoration or reconstruction that maintains the outer dimensions of the existing structure, and that Planning staff determine whether a project is exempt. Removing or replacing a chimney may change those dimensions. The City’s Building Services page notes that plans are reviewed by Planning before building permits proceed. Ask early, and keep records of the answer.

What shapes the scope

The usual factors are the chimney’s height and condition, whether it is reinforced or anchored, roof access and pitch, interior finishes around the fireplace, the condition of the footing, whether design review applies, and whether the work is bundled with other seismic or roofing work. A contractor can document the existing conditions and coordinate with licensed engineers as needed where reinforcing or bracing requires a design.

For an evaluation of a masonry chimney on a home anywhere in Del Mar, request a Free Quote. Photos of the chimney from the yard and the attic are a good place to start.

Sources (accessed October 19, 2026)

  1. 2025 California Residential Code, Chapter 10 Chimneys and Fireplaces, UpCodes (San Diego adoption of the California Residential Code)
  2. R1001 Masonry Fireplaces (2025 California Residential Code), gocodebook
  3. Chimney and Fireplace Earthquake Hazards, California Residential Mitigation Program
  4. 2023 City of Del Mar Hazard Mitigation Annex, County of San Diego Office of Emergency Services
  5. Resident Handbook: Understanding the Design Review Process, City of Del Mar
  6. Building Services, City of Del Mar

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